History of CCCS of Buffalo

The Agency was founded in 1965. Prior to that date there was nowhere that people could go to solve a severe debt problem without resorting to Bankruptcy. The Agency was organized to fulfill that need by offering counseling to individuals on budgeting and credit problems and by establishing educational preventative programs.

In 1964, a group of business and community leaders met and organized the Agency. On December 8, 1965, the Agency opened its doors in office space donated by Marine Midland Bank at the Rand Building in downtown Buffalo, New York. The Agency is headquartered in West Seneca, NY and operates branch offices throughout the Buffalo, NY downtown area.

The Agency is chartered as a not for profit corporation and has a volunteer Board of Directors drawn from a variety of segments of the community. It has obtained tax exempt status from the Internal Revenue Service; is licensed by the New York State Banking Department; and most importantly is a member Agency of the United Way of Buffalo and Erie County.

Since 1965, thousands of Western New York families have benefited from personal counseling concerning their financial problems or from our educational activities. The Agency takes pride in its accomplishments and especially in its opportunity to effect the lives of the people of Western New York.

In 2005, the Agency applied for approval to the Executive Office of the US Trustee to perform bankruptcy pre-filing counseling and bankruptcy discharge education.