Before you register and pay for the bankruptcy online course, please review the following information:

1. CCCS of Buffalo, Inc. is approved to issue certificates for pre-file and pre-discharge bankruptcy counseling in all four districts in New York State (Eastern, Northern, Southern, Western).
2. Check the computer system requirements by clicking the following link before enrolling for the session. Clients will be responsible for fees if system requirements are not compatible.
   SYSTEM REQUIREMENTS PAGE
3. Joint filers must conduct their own individual courses using unique email addresses in order to obtain a certificate.
4. If you need any assistance throughout the online counseling course, you may reach us at (716)712-2066 or (800)926-2685 ext 104 Monday through Thursday 9am to 6pm and Friday 9am to 4pm. You may also contact us via email at online@cccsbuff.org
5. If you need to request a fee waiver, please review the fee waiver guidelines:
   Fee Waiver Guidelines and Form
   If you are eligible, please complete the fee waiver form (last page of the document) and return to Sonya Goins-Singletary by fax (716-712-2079), e-mail (online@cccsbuff.org), or postal service to our West Seneca address.
6. 6. Upon completion of the online course, one of our NFCC Certified Counselors will be REQUIRED to contact you by telephone to review your material within two(2) business days. Our counselor will validate that you have completed all required worksheets and that you have spent the appropriate amount of time on the course material.
7. Note: For Pre-File Counseling clients, please have the following items ready before beginning your session:
• List of household expenses
• Documentation of your monthly income
• Your most recent creditor statements
• Many consumers seeking this counseling have already consulted with an attorney prior to starting this process. If you have done so, please also have available:
• Your attorney’s name
• Your Attorney Firm Code (if your attorney gave you this information)

PLEASE MAKE SURE YOU ARE SIGNING UP FOR THE CORRECT CLASS.

Click here to begin your PRE-FILE bankruptcy counseling course online.

NOTE: For Pre-Discharge Counseling Clients, a valid CASE NUMBER will be required.
(Your case has been filed and you have a Bankruptcy case number.)

Click here to begin your PRE-DISCHARGE bankruptcy counseling course online.

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