Pre-Discharge Bankruptcy Workshops

These programs are designed to provide comprehensive curriculum covering a variety of financial budgeting topics, assuring you have the tools necessary to build a strong financial foundation.

As of October 17, 2005, all individuals filing for bankruptcy under Chapter 7 or Chapter 13 are required to participate in a pre-discharge bankruptcy education session.

Benefits of the pre-discharge counseling session:

You will walk away with a better understanding of:
• How bankruptcy will affect your life
• How to use a budget
• How credit works
• How to rebuild credit

Consumers who receive pre-discharge education with our Agency (an NFCC member) can expect:

• Format: Our education sessions are available through in-person group workshops, telephone sessions, or by internet counseling.
• Certificate: Consumers will receive a certificate indicating that they completed the education session. Please note that the Pre-Discharge Debtor Education Certificate has no expiration date.
• Cost: There is a $50.00 fee per filer; fees may be waived for those who meet defined income guidelines and provide us with documented proof of income. Payments are to be made by money order only.